According to research just 46 per cent of employees were part of a pension scheme last year. This is the lowest figures since the Office of National Statistics started recording this information.
Pensions are very complex whereas ISAs are very easy to understand, but just because something is easy to understand doesn’t mean that it’s the best option.
Following the introduction of ‘unisex’ rages, the insurer Prudential has indicated that men who buy annuities will find that their income will fall by less than expected.
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According to Scottish Widows, over half of workers are number of people are failing to save for their retirement and 22% were putting nothing at all into savings or a pension fund
According to a report by pensions provider Scottish Widows, there are an increasing number of people who are failing to save any money or many provisions for their retirement.
With the news that the rise in the state pension has been set at 2.5%, which will take effect in April 2013, property investment as a pension could still be the most profitable solution for those looking for a comfortable retirement
If you are nearing retirement, the returns on your pension savings will have been affected by stock market turmoil and low interest rates
From October 1, the largest employers in the UK are legally required to automatically deduct pension contributions from their workers for payment into a retirement fund, which will be released when the employee reaches 55.
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